Drop in the 'Livret A' rate in 2020: how to make your savings grow?

The january 29, 2020

It’s now official, starting next week, the Livret A remuneration rate so dear to French people because of its availability will drop from 0.75% to 0.5%.


Indeed, in a context of negative rates, it becomes more and more difficult to obtain an attractive financial performance without taking any risk. With savings products and rates of return on euro funds tending to zero, the only way to grow your savings today is to rely on a solid asset allocation.


The aim of asset allocation is to define the composition of a portfolio (for example a life insurance contract) taking into account the objectives of the investor as well as his profile (risk appetite, financial knowledge, etc.). ).

The key to a successful asset allocation lies in the diversification, in terms of asset classes (stocks, bonds, real estate, commodities, etc.), management companies, geographic sectors, business sectors, investment themes (new technologies, health, water, etc.) and above all, recently SRI funds (socially responsible investment).


Wealth A7 makes you benefit from its expertise of more than 15 years in financial matters and builds for you an asset allocation strategy with real added value which combines financial performance and resistance to market cycles while perfectly respecting your investor risk profile.


If, like our customers, you wish to preserve the return on your savings, we invite you to contact our wealth and financial experts to inform them of your projects.

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Article by : Orane TREHET

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